Description | FY2006
| FY2007
| FY2008 | FY 2009 |
No. of members / groups | 6773 |
10650
| 22513 | 38336 |
No. of borrowers | 3608 | 6992 | 16114 | 33202 |
Thrift in Rs. Lakhs | 118.77 | 238.77 | 503.76 |
647.83 |
Other Deposits Rs. Lakhs | 8.4 | 9.72 | 21.21 | 33.37 |
Loans disbursed in the year Rs. Lakhs | 271.26 | 666.57 | 1763.05 | 2794.03 |
Cumulative Loan disbursed Rs. Lakhs | 647.63 | 1314.20 |
2945.46 | 5403.5 |
Cumulative Repayment Rate | 98.92 |
98.94
| 99.60 | 99.83 |
O/s portfolio in Rs. Lakhs | 322.88 | 649.07 | 1636.51 | 2682.65 |
Portfolio at Risk (60 days) | 0.203 | 0.198 | 0.46 | 0.02 |
Portfolio at Risk (30 days) | 0.46 |
0.41
| 0.56 | 0.07 |
Average Loan Size in Rs. | 9619 | 12913 | 10941 | 14500 |
Average O/s per borrower Rs. | 8949 |
9283
|
10168 | 8078 |
No. of Loans in the year | 2820 | 5162 | 16114 | 19269 |
Resource mobilised by way of Ext.borrowings/ Equity Rs. Lakhs | 193.25 |
697
| 1475 | 1079.70 |
O/s of External Borrowings Rs. Lakhs | 267.83 | 846.78 | 1974.48 | 2788.39 |
Cost of Funds (%) average | 7.74 | 7.74 | 9.46 | 11.8 |
|
Total cost Ratio(%)(TC/Avg
Portfolio) |
17.00 |
16.52 |
19.42 |
20.77 |
|
Operational Cost
Ratio(%)
(OC/Avg Portfolio) |
6.00 |
5.06 |
6.28 |
5.28 |
Financial Cost Rs. Lakhs | 18.48 | 41.86 | 19.42 | 20.77 |
Operating Cost Rs. Lakh | 23.07 | 35.25 | 71.81 | 114.19 |
Income Rs.
Lakhs | 41.70 | 81.49 | 226.92 | 479.35 |
Operational Self Sufficiency ratio |
100.36
|
105.67
| 102.19 | 106.85 |
Financial Self Sufficiency ratio |
100.36 | 105.67 | 102.19 | 106.85 |
Portfolio Growth rate | 199.00 |
201
| 252.13 | 163.92 |
Risk weighted capital adequacy ratio | 3.3 |
2.49
| 7.67 | 1.91 |
Repayment Rate | 98.02 | 98.07 | 99.44 | 99.89 |
Operating Expense ratio | 9.51 | 7.25 | 8.22 | 11.24 |
|
Net Worth |
13.51 |
24.63 |
127.84 |
533.47 |
Net Worth( Thrift taken
as Tier II
Capital) | 133.29
| 260.20 | 651.55 | 1181..30 |
Current Assets | 141.02 | 84.60 | 1263.74 | 2301.57 |
Current Liabilities
| 109.44 | 186.16 | 684.67 | 1268.75 |
