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Area of Operation : 2
Total No. of
Villages/Centers:456 |
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Operating Mandals
Visakhapatnam district
1.Payakaraopeta
2.Nakkapalli 3.S.Rayavaram
4.VisakhapatnamUrban
5.Kotauratla
6.Nathavaram
East Godavari
district
7.Tuni
8.Kotananduru
9.Thondangi
10.Prathipadu
11.Kirlampudi
12.Yeleswaram
13.KakinadaRural
14.Kakinada Urban
15.Pithapuram
16.Samalkota
17.Peddapuram
18.Sankavaram
19.Gollaprolu
20.Routhula
Pudi
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The
basic unit of the PWMACTCS is a thrift group
at the village level consisting up to 20
members subdivided in to 5 member groups.
Each thrift group elects a delegate for
the representative general body. The representative
general body will elect Board of Directors.
The Board is overall controller of the activities
of the society and policy formation, which
will meet every month. The president elected
by the board will be the head the society
and the Chief Executive Officer appointed
by the board will be responsible to implement
the policies.
The CEO is assisted by 2 Credit Officers,
one Resident Officer, one systems Administratator,
3 Field Officers. The other staff includes
One Accounts Assistant, Nine Thrift Organizers,
One Computer Operator, one Office Boy and
a Driver.
At the Village level the operations (collection
of thrift deposits and loan repayments)
will take place at weekly intervals on fixed
day and time. The loan appraisal will be
done by the members at the village it self
in the presence of Credit Officer of the
society.
Comparative Data
Business
Plan
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| Major Predictions |
2009 FY Actual |
2010 FY Projected |
2011 FY Projected |
2012 FY Projected |
| Branchs/Units |
6 |
8 |
10 |
12 |
| Members |
38336 |
75480 |
115059 |
178182 |
| Thrift(Rs) |
64783080 |
116973990 |
210250566 |
355828311 |
| Member Loan Portfolio(Rs) |
268277894 |
754808809 |
1150591646 |
1781828774 |
| Societiy's Borrowings(O/s) from
Banks(Rs) |
278837883 |
554576539 |
802655722 |
1085315777 | |
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